@apezz - as this being your first post, let me first welcome you aboard to the forums!
I think you are confusing payload (carrying) vs towing (pulling) capacities?
Try reading some of these articles to see if this clears up any of your questions:
Firestone Blog: Truck Payload vs. Towing Capacity: What You Need to Know
CarLifeNation: For Truck’s Sake! Learn the Difference Between Payload and Towing Capacity
TopSpeed: Towing, Payload, & GCVWR: What’s It All Mean?
I had very similar questions/confusion when researching trailer hitches for my 2015 Platinum...
I think you are confusing payload (carrying) vs towing (pulling) capacities?
Try reading some of these articles to see if this clears up any of your questions:
Firestone Blog: Truck Payload vs. Towing Capacity: What You Need to Know
CarLifeNation: For Truck’s Sake! Learn the Difference Between Payload and Towing Capacity
TopSpeed: Towing, Payload, & GCVWR: What’s It All Mean?
I had very similar questions/confusion when researching trailer hitches for my 2015 Platinum...